Have a baby, or your money back

Give birth or your money back, guaranteed. It is the claim of the UK’s first refund-based IVF financing plan, which promises “peace of mind” to the growing number of women who have been refused fertility treatment on the NHS.

The plan – modelled on “shared risk” IVF, which is popular in the US – is offered by specialist company Access Fertility. Patients are charged a fixed upfront fee for three fresh IVF cycles and unlimited frozen embryo transfers, which they have to pay for in full only if they result in the birth of a live baby.

If you are unsuccessful, you will receive a 70% refund. The catch? Have a baby on your first cycle and you will have paid double the cost of an ordinary IVF plan.

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Laura Whateley
The Guardian

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